Blogs and Resources - LA Insurance

Flooding can be devastating, causing loss of life, destruction of valuable property, and widespread infrastructure damage. According to the U.S. National Weather Service, floods cause an average of $8 billion in damage and 90 fatalities a year. FEMA says that just 1 inch of floodwater can cause roughly $25,000 of damage to your home.

Renting a home or apartment in Michigan? Then you might be wondering whether you should get renters' insurance or not. Is it required by law in Michigan? Well, the short answer is no. Michigan law doesn’t mandate having renters insurance.

Home fires aren’t a rare occurrence in the United States. Since the start of 2025, the Red Cross has responded to almost 6,000 house fires. The most common causes of these incidents include cooking, heating, electrical malfunctions, and careless smoking.