ATV & Off-Road Vehicle Insurance in Colorado

Compare quotes for cheap motorcycle insurance in Colorado. LA Insurance will help you find the best and most affordable insurance coverage for you and your ATV or Off-Road Vehicle.

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Compare Motorcycle Insurance Quotes in Colorado

in Colorado Springs, Lakewood, Arvada, Longmont, Aurora, Colorado Springs, Denver, and Thornton, CO

Explore Colorado's Terrain with Confidence: Your Off-Road Vehicle/ATV Insurance Experts

Two atv riders in helmets happily raise their hands up after extreme offroad riding, front view from the ground. Freeriding on quad bike, quadbike summer adventure

Discover the peace of mind that comes with LA Insurance of Colorado's Off-Road Vehicle and ATV Insurance. Tailored for the adventurous spirits in Metro Denver and throughout Colorado, our insurance plans ensure you're covered, whether you're navigating rugged mountain trails or enjoying the vast open landscapes.

Why Trust LA Insurance of Colorado for Your Off-Road Adventure?

As Colorado's own off-road insurance specialists, we understand the unique challenges and thrills that come with off-road riding. Our clients appreciate our deep connection to Colorado's off-roading community and our commitment to providing insurance solutions that meet the specific needs of local adventurers.

Dedicated Coverage for Every Off-Road Enthusiast

From liability and collision coverage to comprehensive plans, our insurance options are designed with the Colorado off-roader in mind. Whether you're a casual explorer or a seasoned trail rider, our policies cater to the diverse experiences and risks of off-road adventures in Colorado.

Local Insights for Off-Road Riding in Colorado

Benefit from our wealth of knowledge about Colorado's off-roading scene. We provide valuable tips, safety advice, and local law information to enhance your off-roading experience, ensuring you're well-prepared for whatever the terrain throws your way.

Customizable Insurance Plans for Your Unique Journey

Your off-road adventure is unique, and so should be your insurance. We offer flexible insurance plans that can be tailored to fit your specific needs, providing coverage that's as dynamic as your off-road experiences.

Simple and Supportive Claims Process

In the unexpected event of an incident, our straightforward claims process is designed to provide quick and compassionate support. Our local team is dedicated to helping you get back on the trail with minimal hassle.

Instant Quotes for Off-Road Vehicle Insurance

Curious about our rates? Use our quick quote tool or chat with us live to discuss your off-road vehicle insurance options. We’re here to help you find a plan that matches your adventurous lifestyle and budget.

Get in Touch with LA Insurance of Colorado Today

Ready to ensure your off-road adventures in Colorado are protected? Reach out to us via our contact form or live chat for a personalized quote. Let LA Insurance of Colorado be your partner in adventure, offering the coverage you need to explore confidently.

Why Trust L.A. Insurance of Colorado With Your ATV Insurance?

L.A. Insurance Cheap Motorcycle Insurance In Colorado

L.A. Insurance has been around since 1992, and since then, we've expanded our operations to cover a large part of the country. Don't mistake us for a large corporation, however; we're a franchise of individually owned, independent agencies, so you can be sure that you get the best prices from the best providers when you work with us.

Turn to us today for the Motorcycle and Off-Road-Vehicle insurance you need in Colorado. Call us at (720) 996-9696.

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What Does ATV Insurance Typically Cover?

Fire Department
Emergency Expense
Vacation Liability
Personal Effects
Windshield Protection
Roadside Assistance
Physical Damage Protection while in Mexico

Off-Road Vehicle/ATV Insurance

Coverage available for off-road vehicles such as dirt bikes, dune buggies, golf carts, ATVs (3-, 4- and 6-wheel).

All-terrain vehicle (ATV) insurance from L.A. Insurance helps protect you and your off-road vehicle if you get in an accident. Each coverage has different limits that you can increase for extra protection. Our Off-Road Vehicle insurance can help cover costs caused by specific types of hazards. These include:

Collisions
Fires
Theft
Vandalism
Hail
Falling objects

In addition to ATVs, L.A. Insurance also insures other types of off-road vehicles such as utility vehicles (UTVs), golf carts, dune buggies, trail bikes, go-karts, Segways and more. The new L.A. Insurance off-road vehicle program has been developed to help you enjoy every trip off the beaten path.

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What Types Of ATV Insurance Does L.A. Insurance Offer?

Collision Coverage

This type of coverage pays out for damage to your motorcycle, minus your deductible amount. A deductible is the amount you select when you buy your policy that’s deducted from a claim check.

Comprehensive Coverage

Pays out if your motorcycle is stolen or damaged by something other than a collision with another vehicle. Animal collisions are covered. A deductible applies.

Personal Injury Coverage

Generally pays out for medical bills for injuries you, your passenger or pedestrians suffer in an accident regardless of who’s at fault. Although some insurers offer PIP, some states may not allow insurance companies to sell the coverage to motorcyclists because of their high rate of accidents.