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Home Owners Insurance

in Colorado Springs, Lakewood, Arvada, Longmont, Aurora, Colorado Springs, Denver, and Thornton, CO

Owning a home means having to protect it any cost, that's why L.A. Insurance provides great options for your home and the protection of your assets. Get Homeowners or Mobile Home Insurance from L.A. Insurance for your ease of mind. We proudly service customers throughout Colorado, including Fort Collins, Pueblo, Greeley, Arvada, Englewood, Colorado Springs, Boulder, and Denver, CO.

Our goal is to provide our customer with low rates for homeowners, renters, or condo insurance. You receive the best possible coverage when we work for you, regardless of your property's location. Homeowners insurance, also known as home insurance, is a property insurance policy that provides coverage for a private residence. A homeowners policy typically covers losses and damages to your personal residence, as well as furnishings and certain other assets within your home. Home insurance may also offer liability coverage against certain types of accidents that occur within your home or on your property. Most mortgage lenders require a homeowners insurance policy.

As our customer, we'll help you build an insurance policy that covers your personal belongings and any unattached structures, such as your mobile or manufactured home. At LA Insurance, we give you the comfort of knowing you have personal liability protection. Although manufactured homes, once commonly referred to as mobile homes, are built in a factory and moved to a chosen location, they aren't much different than a site-built single-family home — even when it comes to insurance. Whether you live there year-round or seasonally, it's important to help protect your home with mobile home insurance. Manufactured or mobile home insurance can help protect your home, your belongings and your loved ones from the unexpected.

Why Do You Need Home Owners Insurance?

Home insurance protects one of your most important investments. A homeowners insurance policy offers protection against accidents in your home or on your property, and most mortgage lenders require homeowners insurance. Homeowners insurance should be carried by first time home buyers and current homeowners.

Typically a homeowners insurance policy covers property damage such as fire, wind, hail, and water damage as well as personal property such as furniture, appliances, clothing, and dishes. Also, you have a chance as a homeowner to cover additional expenses such as jewelry, medical bills caused by an accident in your home, and personal liability which can cover you and your pets. Homeowners insurance doesn't cover natural disasters such as earthquakes and flooding, or maintenance issues like insect damage and mold issues within your home.

What Types Of Home Insurance Does L.A. Insurance Offer?

Dwelling Coverage

Dwelling Coverage provides protection for the structure of your home including the floors, walls, built-in appliances and ceilings. It also covers a variety of perils including fire, hail, theft and vandalism – and can help you rebuild your home in the event of a total loss.

Contents Coverage

This type of homeowners insurance protects items including furniture and clothing in your home. If a covered incident were to occur, you would receive funds for the value of these items, as defined by your policy. Personal liability pays for damages that occur from certain accidents.

Personal Liability

Personal Liability consists of bodily injury damage coverage, which covers costs if a guest sustains an injury in your home or elsewhere, and property damage coverage, which kicks in if your property is damaged as a result of a covered accident.


Why Trust L.A. Insurance of Colorado With Your Home Insurance?

L.A. Insurance has been around since 1992, and since then, we've expanded our operations to cover a large part of the country. Don't mistake us for a large corporation, however; we're a franchise of individually owned, independent agencies, so you can be sure that you get the best prices from the best providers when you work with us.

Turn to us today for the homeowners insurance you need in Colorado. Call us at (720) 996-9696.

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Home Insurance Frequently Asked Questions

Learn more about how you can find the best Home Insurance for your needs. L.A. Insurance is happy to help you find answers about protecting your home and personal assets.