Cheap General Liability Insurance

in Arvada, Aurora, Colorado Springs, Denver,  Lakewood, Longmont and Thornton, CO
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Cheap General Liability Insurance

in Arvada, Aurora, Colorado Springs, Denver,  Lakewood, Longmont and Thornton, CO

General liability insurance (GL), often referred to as business liability insurance, is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. General liability insurance is often combined with property insurance in a Business Owners Policy (BOP), but it's also available to many contractors as a stand-alone coverage through our Business Program.

As a contractor or small business owner, you need some form of business liability insurance to safeguard your livelihood. A single accident could result in a lawsuit that you might not be able to handle. A great way to protect against this is to make sure you have liability coverage that matches your level of exposure. Some employers or clients might also require you to carry a certain amount of general liability before you can work for them.

Each business is different, but you want to make sure you're covered. Examples of businesses that typically use general liability insurance are:

  • Artisan contractors
  • Small business owners
  • Landscaping companies
  • IT contractors
  • Real estate agents
  • Consulting
  • Marketing
  • Janitorial services
  • And more

What Is General Liability Coverage?

General Liability Insurance Coverage from LA Insurance in ColoradoGeneral liability insurance quotes from L.A. Insurance include:

  • Bodily injury and property damage liability
  • Personal and advertising injury
  • Medical payments
  • Products completed operations
  • Damage to premises rented to you
  • Property damage
  • Physical injury
  • Personal and advertising
  • Injury
  • Legal defense costs

Learn how these coverages protect small businesses and how much you’ll want to consider for your unique risk.

Cheap General Liability Insurance Coverage in Colorado

Why Trust Us for your General Liability Insurance Needs?

L.A. Insurance has been around since 1992, and since then, we've expanded our operations to cover a large part of the country. Don't mistake us for a large corporation, however; we're a franchise of individually owned, independent agencies, so you can be sure that you get the best prices from the best providers when you work with us.

Turn to us today for the general liability insurance you need in Colorado. Call us at (720) 996-9696.

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What Types Of General Liability Insurance Does L.A. Insurance Offer?

General Liability

Liability coverage helps cover different types of general liability claims that your business caused bodily injury or property damage to others. It also covers reputational harm or errors in your advertising. It’s important to note that general liability insurance doesn’t cover property damage to your business or your employee’s property.

Professional Liability

Also known as errors and omissions insurance (E&O), helps cover claims that your business made errors in the services you provided. For instance, if your client claims you gave them inaccurate financial advice and sues you because they lost money, E&O insurance can help cover your legal defense costs.

Employer Liability

Professional liability does not cover employees that get work-related injuries or illnesses. For that kind of coverage, your business needs workers’ compensation insurance. Workers’ comp is a type of employer liability insurance that provides benefits to your employees if they get injured or sick because of their job.
Cheap General Liability Insurance Coverage in Colorado

General Liability Insurance Frequently Asked Questions

Every business faces some level of risk, which is why most businesses need liability insurance. This coverage can help protect your business from claims, like malpractice or bodily injury, that could end in lawsuits or legal liabilities. Learn more below about General Liability and why your business may need it.