Colorado General Liability Insurance Quotes

Get a quote on General Liability Insurance Policies for Your Colorado Based Business from LA Insurance of Colorado

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Why Trust LA Insurance of Colorado for your General Liability Insurance Needs?

Cheap General Liability Insurance Coverage in Colorado

L.A. Insurance has been around since 1992, and since then, we've expanded our operations to cover a large part of the country. Don't mistake us for a large corporation, however; we're a franchise of individually owned, independent agencies, so you can be sure that you get the best prices from the best providers when you work with us.

Turn to us today for the general liability insurance you need in Colorado. Call us at (720) 996-9696.

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Personalized Service

Unlike other providers who leave you grappling with forms and battling a torrent of spam, LA Insurance takes a unique, personalized approach. We assign a dedicated insurance agent to you. This agent acts as a single point of contact, collecting all necessary information, evaluating your needs, and fetching quotes from multiple carriers. They then break down these quotes, comparing them in detail, and handpick the policy that best aligns with your business needs. In our commitment to customer service, we ensure you understand your policy in depth – no jargon, no confusion, just clear, precise information that helps you make the right decision.

Bilingual Services

Accessibility and ease of communication sit at the core of our service ethos. In a stride to cater to our diverse clientele, we are proud to have Spanish-speaking agents at our various locations. Regardless of your preferred language, you'll find friendly, efficient service at LA Insurance.

Industry Expertise

Our industry expertise sets us apart in the crowded insurance market. Over the years, we've worked across a wide range of sectors, allowing us to grasp the unique challenges and requirements of each industry. This knowledge equips us to recommend policies that best protect your business.

LA Insurance's Approach to General Liability Insurance

Understanding Your Needs

Our process starts with understanding – your business, your industry, your specific needs. We conduct a detailed analysis, assessing the potential risks that your business might face, allowing us to suggest a policy that offers you the right coverage.

Collecting and Comparing Quotes

Our dedicated agents diligently gather and compare quotes from various carriers. We examine the fine print, the advantages, and the potential loopholes. Our goal is to find the coverage that best fits your business at the most competitive rate.

Recommendation and Explanation

Armed with a deep understanding of your needs and the available policies, our agents recommend the most suitable policy for your business. We take the time to explain each aspect, ensuring that you make an informed decision about your General Liability Insurance.

Cheap General Liability Insurance in Colorado

LA Insurance of Colorado has locations across Colorado including Denver, Colorado Springs, Aurora, Lakewood, Arvada, Longmont & Thornton, CO. If you're an independent contractor or business owner, stop by to discuss your General Liability and Contractor Insurance needs.

In the unpredictable world of business, fortifying your organization against potential liabilities is essential. General Liability Insurance is the armor that shields your venture from the financial implications of unforeseen incidents. LA Insurance, a reputable name in the Denver Metro Area, provides tailored General Liability Insurance solutions that keep your business safe and thriving, allowing you to focus on what you do best – running your business.

General liability insurance (GL), often referred to as business liability insurance, is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. General liability insurance is often combined with property insurance in a Business Owners Policy (BOP), but it's also available to many contractors as a stand-alone coverage through our Business Program.

As a contractor or small business owner, you need some form of business liability insurance to safeguard your livelihood. A single accident could result in a lawsuit that you might not be able to handle. A great way to protect against this is to make sure you have liability coverage that matches your level of exposure. Some employers or clients might also require you to carry a certain amount of general liability before you can work for them.

Each business is different, but you want to make sure you're covered. Examples of businesses that typically use general liability insurance are:

Get a General Liability Insurance Quote in Colorado

  • Artisan contractors
  • Small business owners
  • Landscaping companies
  • IT contractors
  • Real estate agents
  • Consulting
  • Marketing
  • Janitorial services
  • And more

What Is General Liability Coverage?

General Liability Insurance is your safeguard against costly claims. It protects your business from financial loss resulting from allegations of physical injury, property damage, or even reputational harm caused by your business operations or on your premises. Whether a customer slips on a wet floor at your store, or your ad campaign unintentionally infringes on someone's copyright, General Liability Insurance can cover the resulting expenses, protecting your business from potential financial ruin.

General Liability Insurance Coverage from LA Insurance in ColoradoGeneral liability insurance quotes from L.A. Insurance include:

  • Bodily injury and property damage liability
  • Personal and advertising injury
  • Medical payments
  • Products completed operations
  • Damage to premises rented to you
  • Property damage
  • Physical injury
  • Personal and advertising
  • Injury
  • Legal defense costs

Learn how these coverages protect small businesses and how much you’ll want to consider for your unique risk.

Who Needs General Liability or Contractor Insurance Coverage?

While General Liability Insurance is crucial for all businesses, it is particularly vital for industries that have increased interactions with clients or work on client property, such as construction, retail, and food services. These sectors face higher risks of liability claims, making robust General Liability Insurance coverage not just a good idea, but a necessity.

What Types Of General Liability Insurance Does L.A. Insurance Offer?

General Liability

Liability coverage helps cover different types of general liability claims that your business caused bodily injury or property damage to others. It also covers reputational harm or errors in your advertising. It’s important to note that general liability insurance doesn’t cover property damage to your business or your employee’s property.

Professional Liability

Also known as errors and omissions insurance (E&O), helps cover claims that your business made errors in the services you provided. For instance, if your client claims you gave them inaccurate financial advice and sues you because they lost money, E&O insurance can help cover your legal defense costs.

Employer Liability

Professional liability does not cover employees that get work-related injuries or illnesses. For that kind of coverage, your business needs workers’ compensation insurance. Workers’ comp is a type of employer liability insurance that provides benefits to your employees if they get injured or sick because of their job.

General Liability Insurance Frequently Asked Questions

Every business faces some level of risk, which is why most businesses need liability insurance. This coverage can help protect your business from claims, like malpractice or bodily injury, that could end in lawsuits or legal liabilities. Learn more below about General Liability and why your business may need it.
Cheap General Liability Insurance Coverage in Colorado

Seguro de Responsabilidad Comercial

Como contratista o dueño de una pequeña empresa, necesita un seguro de responsabilidad comercial para salvaguardar su sustento. Un solo accidente podría resultar en una demanda que quizás no pueda manejar. Una excelente manera de protegerse contra esto, es asegurarse de tener una cobertura de responsabilidad civil comercial que coincida con su nivel de exposición y riesgos. Algunos empleadores o clientes pueden exigirle que asuma una cierta cantidad de responsabilidad general antes de poder trabajar para ellos. El seguro de responsabilidad general o General Liability (GL), a menudo denominado seguro de responsabilidad comercial, es una cobertura que puede protegerlo de varios reclamos, que incluyen lesiones corporales, daños a la propiedad, lesiones personales y otros que surjan de sus operaciones comerciales. El seguro de responsabilidad general a menudo se combina con el seguro de propiedad en una póliza de propietario de negocio o Business Owners Policy (BOP). También está disponible para muchos contratistas como una cobertura independiente a través de nuestro Programa Comercial.


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