Also Serving Denver, Aurora, Colorado Springs, Lakewood, Arvada, Longmont and Thornton, CO
Have you lost your primary insurance due to several traffic offenses or a revoked license? Don't risk driving without some form of insurance. Get SR22 insurance from L.A. Insurance. We proudly service customers throughout Colorado, including Fort Collins, Pueblo, Greeley, Arvada, Englewood, Colorado Springs, Boulder, and Denver, CO.
At L.A. Insurance we will walk you through the SR-22 process and assist you with the DMV forms you will have to fill out to reinstate your license. We will provide you with the SR-22 and immediately file it electronically with the Colorado DMV. We work with 15 nationwide carriers to ensure we find you the lowest price for your SR-22 insurance/filing.
We can also issue you an SR-22 if you do not own a vehicle. This is called a "Broad Form" policy and will insure your driver license to operate any vehicle. We work with 15 nationwide carriers to ensure we find you the lowest price for your SR-22 insurance/filing.
SR-22 insurance coverage is for drivers who have been charged with a serious violation, such as driving under the influence, reckless driving, driving without insurance, being found at fault for a vehicle accident, or extreme and/or excessive speeding violations.
The SR-22 is often considered to be a type of insurance, but this is incorrect. Rather, it is a certificate of insurance filed with the State of Colorado that proves a driver is carrying the necessary liability insurance to be on the road.
Here are some examples of an SR-22 filing:
- Liability only for a 24 year old male with one speeding ticket and one DUI with an SR-22 in Denver.
- Full coverage with a $ 500.00 deductible for a 45 year old single male with one DUI SR-22 filing and a speeding ticket in Aurora.
L.A. Insurance understands the frustration you might feel at losing your primary insurance. However, with SR22 insurance, you can still have the freedom to drive, even after several traffic violations or a DUI offense. Work with L.A. Insurance to get quality SR22 insurance so that you're not reliant on others for transportation.
Turn to us today for the auto insurance you need in Colorado. Call us at (720) 996-9696.
An SR-22 is ordered by a court or your state. If it's court-ordered, the judge will let you know at the hearing. If it's state-ordered, you'll typically receive a letter from your state's department of motor vehicles. Due to the fact that some insurers consider SR-22 drivers as high risk, your rate could increase. However, the increase to your policy's rate will vary based on your ZIP code, vehicle, driving record, insurance history, and other factors. An SR-22 won't automatically fall off your insurance policy once it's no longer needed. You'll have to ask your insurance provider to remove the SR-22 from your policy. Once removed, it's possible your insurance rate will go down if you saw an increase after filing your SR-22, but this isn't guaranteed. If your policy is canceled or lapses while you're carrying an SR-22, your insurance company will alert the DMV and your license will be suspended.
Not everyone needs an SR-22. It's typically required if you've been caught driving without insurance or a valid license. Here are some other reasons you might need to file an SR-22 form:
- DUI or DWI conviction
- Driving without enough insurance
- Too many at-fault accidents or violations
- Repeat offenses in a short time frame (for example, three or more speeding tickets within six months)
- Not paying court-ordered child support
- Hardship license (issued for temporary driving needs, normally to and from work, because your license has been suspended or revoked)
We'll happily answer any of your questions or address your concerns about SR22 insurance. We want to help you fully understand what this insurance is, what it does for you, and how it protects you as other insurance does. Our insurance experts are ready to help you with any of your SR22 insurance needs. Just let us know how we can help you.
Whether you live in Colorado Springs, CO; Boulder, CO; or Pueblo, CO, you can count on us to help you find the SR22 insurance that's right for you. Call us today at (720) 996-9696 to get started.