Cheap SR-22 Insurance in Colorado

Compare SR-22 insurance quotes from insurance carriers across Colorado to find the cheapest coverage available. LA Insurance can help you get the SR22 insurance you need quickly!

Compare SR-22 Insurance Quotes in Colorado

Also Serving Denver, Aurora, Colorado Springs, Lakewood, Arvada, Longmont and Thornton, CO

Have you lost your primary insurance due to several traffic offenses or a revoked license? Don't risk driving without some form of insurance. Get SR-22 insurance from L.A. Insurance. We proudly service customers throughout Colorado.

Stop by one of our locations across Colorado listed below, and one of our insurance agents will help you find the SR-22 insurance you need at the lowest price available:

How To Obtain SR-22 Insurance In Colorado

At L.A. Insurance we will walk you through the SR-22 process and assist you with the DMV forms you will have to fill out to reinstate your license. We will provide you with the SR-22 and immediately file it electronically with the Colorado DMV. We work with 15 nationwide carriers to ensure we find you the lowest price for your SR-22 insurance/filing.

We can also issue you an SR-22 if you do not own a vehicle. This is called a "Broad Form" policy and will insure your driver license to operate any vehicle. We work with 15 nationwide carriers to ensure we find you the lowest price for your SR-22 insurance/filing.

SR-22 insurance coverage is for drivers who have been charged with a serious violation, such as driving under the influence, reckless driving, driving without insurance, being found at fault for a vehicle accident, or extreme and/or excessive speeding violations.

The SR-22 is often considered to be a type of insurance, but this is incorrect. Rather, it is a certificate of insurance filed with the State of Colorado that proves a driver is carrying the necessary liability insurance to be on the road.

At L.A. Insurance we will walk you through the SR-22 process and assist you with the DMV forms you will have to fill out to reinstate your license. We will provide you with the SR-22 and immediately file it electronically with the Colorado DMV. We work with 15 nationwide carriers to ensure we find you the lowest price for your SR-22 insurance/filing.

We can also issue you an SR-22 if you do not own a vehicle. This is called a "Broad Form" policy and will insure your driver license to operate any vehicle. We work with 15 nationwide carriers to ensure we find you the lowest price for your SR-22 insurance/filing.

SR-22 insurance coverage is for drivers who have been charged with a serious violation, such as driving under the influence, reckless driving, driving without insurance, being found at fault for a vehicle accident, or extreme and/or excessive speeding violations.

The SR-22 is often considered to be a type of insurance, but this is incorrect. Rather, it is a certificate of insurance filed with the State of Colorado that proves a driver is carrying the necessary liability insurance to be on the road.

Examples of SR-22 Filing & How L.A. Insurance Can Help You

L.A. Insurance Cheap SR-22 Insurance In Colorado

Here are some examples of an SR-22 filing:

Liability only for a 24 year old male with one speeding ticket and one DUI with an SR-22 in Denver.
Full coverage with a $ 500.00 deductible for a 45 year old single male with one DUI SR-22 filing and a speeding ticket in Aurora.

L.A. Insurance understands the frustration you might feel at losing your primary insurance. However, with SR22 insurance, you can still have the freedom to drive, even after several traffic violations or a DUI offense. Work with L.A. Insurance to get quality SR22 insurance so that you're not reliant on others for transportation.

Turn to us today for the auto insurance you need in Colorado. Call us at (720) 996-9696.

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What Is SR-22 Insurance In Colorado?

An SR-22 is ordered by a court or your state. If it's court-ordered, the judge will let you know at the hearing. If it's state-ordered, you'll typically receive a letter from your state's department of motor vehicles. Due to the fact that some insurers consider SR-22 drivers as high risk, your rate could increase. However, the increase to your policy's rate will vary based on your ZIP code, vehicle, driving record, insurance history, and other factors. An SR-22 won't automatically fall off your insurance policy once it's no longer needed. You'll have to ask your insurance provider to remove the SR-22 from your policy. Once removed, it's possible your insurance rate will go down if you saw an increase after filing your SR-22, but this isn't guaranteed. If your policy is canceled or lapses while you're carrying an SR-22, your insurance company will alert the DMV and your license will be suspended.

Not everyone needs an SR-22. It's typically required if you've been caught driving without insurance or a valid license. Here are some other reasons you might need to file an SR-22 form:

DUI or DWI conviction
Driving without enough insurance
Too many at-fault accidents or violations
Repeat offenses in a short time frame (for example, three or more speeding tickets within six months)
Not paying court-ordered child support
Hardship license (issued for temporary driving needs, normally to and from work, because your license has been suspended or revoked)

What Types Of SR-22 Insurance Does L.A. Insurance Offer?

Owner SR-22

An owner policy is required for anyone who owns the car they drive and holds insurance for that vehicle. The SR22 is proof that you own your vehicle, and that it’s insured under your name. If lack of insurance was the reason you need a SR22, you’ll first have to get car insurance before filing for the form.

Non-Owner SR-22

If you don’t have a car, you may believe you shouldn’t need a SR22. This is not true, even if you don’t own a car, if you drive one you still must be insured. Fortunately, a non-owner SR22 is oftentimes less expensive than an owner certificate, as many states only require non-owners to carry liability insurance.

Owner/Operator SR-22

This certificate covers vehicles that are owned by the driver, and any others that they drive. This is important to have if you drive several cars, as you want to be sure that you’re covered in any potential situation. This is typically more expensive than the other SR-22 options.

Why Trust L.A. Insurance of Colorado With Your SR-22 Insurance?

L.A. Insurance has been around since 1992, and since then, we've expanded our operations to cover a large part of the country. Don't mistake us for a large corporation, however; we're a franchise of individually owned, independent agencies, so you can be sure that you get the best prices from the best providers when you work with us.

Turn to us today for the auto insurance you need in Colorado. Call us at (720) 996-9696.

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SR-22 Insurance Frequently Asked Questions

Learn more about how you can file an SR-22 Insurance Form through L.A. Insurance. We answer common questions such as SR-22 insurance cost, SR-22 forms, and non-owner SR-22 insurance.

Yes, SR-22 insurance covers any car you drive, as long as you have an owner-operator SR-22 certificate. An owner-operator certificate, which is available in Colorado, is a type of SR-22 form that covers you when you drive any vehicle, regardless of who owns it.

There are two other SR-22 options that cover you in fewer situations. An owner certificate only covers cars that you own, and a non-owner certificate covers you when you’re required to file an SR-22 but you don’t own a car.

Non owner SR-22 insurance is the cheapest option since you’re less likely to file a claim, please note that you’ll have to change your policy if you purchase a car later on. Your insurance company will help you decide which certificate is best for you before they file the SR-22 with Colorado on your behalf.

Helpful Colorado Department of Motor Vehicle Links

We'll happily answer any of your questions or address your concerns about SR22 insurance. We want to help you fully understand what this insurance is, what it does for you, and how it protects you as other insurance does. Our insurance experts are ready to help you with any of your SR22 insurance needs. Just let us know how we can help you.

Whether you live in Colorado Springs, CO; Boulder, CO; or Pueblo, CO, you can count on us to help you find the SR22 insurance that's right for you. Call us today at (720) 996-9696 to get started. Below are helpful links for further information about SR-22 Insurance in Colorado:

COLORADO DEPARTMENT OF MOTOR VEHICLES (DMV)
DRIVERS LICENSE REINSTATEMENT
DRIVERS LICENSE RENEWALS

Certificados de Responsabilidad Financiera (SR22)

Un SR-22 es un certificado de responsabilidad financiera requerido para algunos conductores por orden estatal o judicial. Un SR-22 no es un "tipo" real de seguro, sino un formulario presentado en su estado. Este formulario prueba que su póliza de seguro de auto cumple con la cobertura de responsabilidad mínima requerida por la ley estatal y sólo es necesaria para infracciones de tránsito graves. En L.A. Insurance, lo guiaremos a través del proceso de obtención de su certificado SR-22 y lo ayudaremos con los formularios del DMV que debe completar para restablecer su licencia. Le proporcionaremos el SR-22 e inmediatamente lo enviaremos electrónicamente y someteremos ante el DMV de Colorado.