Cheap RV Insurancein Colorado Springs, Lakewood, Arvada, Longmont, Aurora, Colorado Springs, Denver, and Thornton, CO
Your recreational vehicle (RV) is more than a car, but it’s not quite a house. This can make it challenging to find the right coverage for your home on wheels at a cheap rate. RV insurance is different than car insurance. That’s why motorhomes, travel trailers and campers need custom coverage. Our RV insurance gives you many of the same benefits you get with car insurance coverage, but includes more protection based on the unique risks that RVs face. That’s where L.A. Insurance can help. Whether you need RV insurance, motorhome insurance or trailer insurance, L.A. Insurance of Colorado offers specialized protection for your home away from home.
With an L.A. Insurance RV Insurance Policy, you and your recreational vehicle have protection wherever your journey takes you—on the road, at a campsite or park, or heading to a vacation destination. And if your motorhome or travel trailer is your permanent residence, our full-time RV insurance package offers coverage similar to what you'd find on a homeowners policy, including personal liability and loss assessment.
What Does RV Insurance Cover?
Getting the best rate or the right insurance coverage for your RV is much easier than changing a flat tire. Keep these tips in mind before you start your quote:
- Look up your RV's value: Knowing your RV's value helps determine how much coverage you need. Contact one of our friendly L.A. Insurance representatives for tips on how to check your RV's value.
- Pick the coverages that fit your needs: For example, if you travel with expensive items like a laptop or camera, consider personal effects to protect against damage to your belongings.
- Remember safety first: Clean driving can help lower your RV insurance costs.
Get a quote for your RV or travel trailer today and see how much you'll save while getting the coverage you need.
Coverage Can Include:
- Fire Department
- Emergency Expense
- Vacation Liability
- Personal Effects
- Windshield Protection
- Roadside Assistance
- Physical Damage Protection while in Mexico
What Types Of RV Insurance Does L.A. Insurance Offer?
Liability CoverageLiability coverage ensures that any damage you cause to someone else’s property or vehicle is covered. For simplicity, it's broken down into bodily injury and property damage limits, just like your auto. Bodily injury limits are specified on a per person and per accident basis whereas property damage coverage is on a per accident level only.
Comprehensive & Collision CoverageLike your car, collision and comprehensive insurance pay for physical damage to your RV. Collision refers to damages that occur when your RV hits another vehicle or fixed object. Comprehensive, sometimes called "other than collision," covers incidents like theft, animal collision, falling objects and vandalism.
Uninsured Motorist CoverageThis extends to your RV in the event of an accident where the other party either does not have insurance or does not have enough coverage to pay for all of the injuries they caused in an accident. Uninsured or underinsured motorist coverage is broken down similarly to liability, using a split-limit format where the coverage amounts correspond to a per person/per accident limit.
Why Trust L.A. Insurance of Colorado With Your RV Insurance?
L.A. Insurance has been around since 1992, and since then, we've expanded our operations to cover a large part of the country. Don't mistake us for a large corporation, however; we're a franchise of individually owned, independent agencies, so you can be sure that you get the best prices from the best providers when you work with us.
Turn to us today for the RV insurance you need in Colorado. Call us at (720) 996-9696.