Motorcycle Insurance in Denver - Get Affordable Coverage for Your Bike!

Compare quotes for cheap motorcycle insurance in Colorado. LA Insurance will help you find the best and most affordable insurance coverage for you and your bike.

Compare Motorcycle Insurance Quotes in Colorado

in Colorado Springs, Lakewood, Arvada, Longmont, Aurora, Colorado Springs, Denver, and Thornton, CO

When it comes to motorcycle insurance in Denver, finding the perfect policy is akin to selecting the ideal bike. You desire coverage that aligns with your unique requirements and lifestyle while remaining affordable. While certain states mandate minimum liability coverage, various optional coverage types exist. It's crucial to choose wisely to ensure your Denver motorcycle insurance suits you perfectly. Colorado is full of beautiful nature and bountiful geography, which makes it perfect for a scenic motorcycle ride. It’s no surprise that over 180,000 Coloradans own and ride bikes, especially to commute to work.

If you’re a Colorado motorcyclist, you want the best protection at a cheap rate. Are you ready to hit the open road on your motorcycle? Don't forget to protect yourself with excellent insurance coverage. L.A. Insurance is here to help, offering comprehensive motorcycle insurance in Denver to Coloradans. With L.A. Insurance, you can ride with peace of mind knowing that you are protected in the event of an accident or theft. We understand that every rider is unique and has different needs, which is why we offer a variety of coverage options to choose from. Contact L.A. Insurance today to learn more about our motorcycle insurance options and get ready to ride with confidence. Our Colorado motorcycle insurance policies feature liability, collision and comprehensive options with high coverage limits to fit your lifestyle.

If you're a motorcyclist or car owner in Denver, CO, protecting your ride with the right insurance is crucial. Motorcycle insurance in Denver ensures you're covered against accidents, theft, and damage, providing peace of mind on the open road. Similarly, car insurance in Denver, CO, safeguards your vehicle and finances in case of unforeseen mishaps. Finding the best insurance plan is easier than ever, with numerous providers offering tailored policies to suit your needs and budget. Don't risk driving without proper coverage; explore the options available to safeguard your prized possessions and enjoy worry-free rides throughout Denver's scenic landscapes.

L.A. Insurance offers coverage for custom or classic motorcycles, touring bikes, sport bikes, cruisers, trike conversions, imports and scooters.

Don't want to wear your helmet? We got you covered! Want OEM parts for your Harley? We got you covered!
Stop by one of our locations across Colorado to learn how to get the motorcycle insurance coverage you need:

Secure Your Ride in Metro Denver: LA Insurance of Colorado's Motorcycle Insurance Solutions

At LA Insurance of Colorado, we specialize in providing comprehensive motorcycle insurance tailored to the unique needs of riders in the Metro Denver area and across Colorado. Our local focus and expertise ensure that you receive coverage that understands and addresses the specific challenges and joys of riding in the Centennial State.

Why LA Insurance of Colorado Stands Out for Motorcycle Insurance

Choosing us means opting for a team that's not just experienced in insurance but also deeply rooted in the Colorado motorcycle community. Our clients often praise our personalized approach and deep understanding of what it means to ride in the diverse Colorado terrain – from the bustling streets of Denver to the scenic mountain passes.

Comprehensive Coverage Tailored for Colorado Riders

We offer a range of coverage options, including liability, collision, and comprehensive insurance, designed with the Colorado rider in mind. Whether you’re a daily commuter in Denver or a weekend warrior exploring the Rockies, our policies are crafted to provide the protection you need.

Local Insights for the Colorado Motorcyclist

Our team shares valuable tips and insights about riding in Colorado, from navigating the ever-changing weather to understanding local motorcycle laws. This section is a treasure trove of information for both new and seasoned riders in Colorado.

Customizable Plans for Every Rider

No two riders are the same, and neither are their insurance needs. That's why we offer customizable plans that can be tailored to suit your individual requirements. Whether it's adjusting coverage limits or adding specific riders, we've got you covered.

Fast and Friendly Claims Process

In the event of an accident or theft, our straightforward claims process ensures that you get the support you need without unnecessary delays. With a focus on local, personalized service, we strive to make your experience as stress-free as possible.

Get a Quote Instantly

Interested in learning more about our motorcycle insurance rates? Use our quick quote tool or connect with us via live chat to discuss your options and find a plan that suits your needs and budget.

Contact Us Today

Ready to secure your motorcycle with insurance that understands Colorado? Fill out our contact form or engage with our live chat for a personalized quote and start your journey with LA Insurance of Colorado today.

Why Trust L.A. Insurance of Colorado With Your Motorcycle Insurance?

L.A. Insurance Cheap Motorcycle Insurance In Colorado

L.A. Insurance has been around since 1992, and since then, we've expanded our operations to cover a large part of the country. Don't mistake us for a large corporation, however; we're a franchise of individually owned, independent agencies, so you can be sure that you get the best prices from the best providers when you work with us.

Turn to us today for the Motorcycle and Off-Road-Vehicle insurance you need in Colorado. Call us at (720) 996-9696.

Buy A Policy Now!

What Does Motorcycle Insurance Typically Cover?

Fire Department
Emergency Expense
Vacation Liability
Personal Effects
Windshield Protection
Roadside Assistance
Physical Damage Protection while in Mexico

What Types Of Motorcycle Insurance Does L.A. Insurance Offer?

Collision Coverage

This type of coverage pays out for damage to your motorcycle, minus your deductible amount. A deductible is the amount you select when you buy your policy that’s deducted from a claim check.

Comprehensive Coverage

Pays out if your motorcycle is stolen or damaged by something other than a collision with another vehicle. Animal collisions are covered. A deductible applies.

Personal Injury Coverage

Generally pays out for medical bills for injuries you, your passenger or pedestrians suffer in an accident regardless of who’s at fault. Although some insurers offer PIP, some states may not allow insurance companies to sell the coverage to motorcyclists because of their high rate of accidents.

Motorcycle Insurance Frequently Asked Questions

An L.A. Insurance motorcycle insurance policy can help protect your bike, scooter or trike — whether it's your main mode of transportation or your weekend ride. And, insurance can help protect you in case of an accident. In fact, many states require motorcyclists to purchase minimum amounts of insurance coverage in order to drive legally on the road.

Here are a few common things you should try to avoid when looking for motorcycle insurance that's right for you. Don't be deceived by excessively low rate quotes. Some discount motorcycle insurance providers will tell you the "best case" scenario, not an actual quote for you. Make sure you're getting a quote built for you. Get a motorcycle insurance quote in advance of the expiration date of your current policy especially if you need to update the information on your current insurance policy. Think twice before canceling your policy mid-term. Some people think they can save a few dollars by canceling their insurance during the "off" season, but that just might be a costly mistake. If your motorcycle is stolen or you opt to take an afternoon ride on a nice day, you're completely at risk without any insurance.

The cost of motorcycle insurance varies widely. If you have a small Honda that you use for commuting and have a claims-free driving record, you may pay a few hundred dollars a year. On the other hand, if you are a new teen motorcyclist and you are buying a crotch rocket, you may pay $3,000 to $5,000 per year in premiums. Overall, motorcycle insurance can seem expensive to those who are used to paying car insurance costs. The reason for higher rates for motorcycle drivers is the higher risk they face on the road. For example:

Seguro Para Motocicletas

Elegir la póliza de seguro adecuada es muy parecido a elegir la moto adecuada. Uno desea que se adapte a nuestras necesidades y estilo de vida, pero que al mismo tiempo esté dentro de su presupuesto. Aunque la mayoría de los estados requieren que tenga una cobertura de responsabilidad mínima, otros tipos de cobertura suelen ser opcionales. El estado de Colorado está lleno de una naturaleza muy hermosa y abundante geografía, lo que lo hace perfecto para un paseo panorámico en motocicleta. No sorprende que más de 180,000 habitantes de Colorado posean y anden en motos, especialmente para ir al trabajo. Si usted es un motociclista de Colorado, y quiere la mejor protección a un precio económico. L.A. Insurance puede ayudar, brindandole un excelente seguro de motocicleta para usted y todos los habitantes de Colorado. Nuestras pólizas de seguro para motocicletas en Colorado cuentan con opciones integrales, de responsabilidad civil y de colisión con altos límites de cobertura que se adaptan a su estilo de vida.